WE GET MORTGAGE APPROVALS FOR YOU WHEN NOONE ELSE CAN!

 

WE GET MORTGAGE APPROVALS FOR YOU WHEN NOONE ELSE CAN!

Here are a few of our highlights…

1.                   When having multiple borrowers, we use the highest wage earner’s middle score, rather than the lower of the two middle FICOs.
2.                   We can go up to 55% DTI on our loans.
3.                   We can get up to 90% on bank statement loans with 740+ FICO
4.                   We can do loans for borrowers without socials who have an ITIN number, and we don’t ask for proof of entry like a visa.
5.                   We can do non warrantable condos up to 80% LTV.
6.                   We can look at business OR personal for bank statement loans, and can go down to a 10% expense ratio with a CPA justification.
7.                   We can do a P&L loan for DSCR clients and get them a lower rate / higher LTV.
 
Here are some of our most recent fundings that some of my competitors were not able to do.
1.                   Cash out consideration for 699 FICO, 80% LTV
2.                   Purchase consideration for 85% LTV, 699 credit score
3.                   Foreclosure consideration: 12 months - max LTV 70% MIN FICO660 Purchase only
4.                   Received a consideration on a 38 Acre property due to great comps, Income and 60% LTV.
5.                   Consideration for 90% LTV 740 FICO purchase deal
6.                   Consideration for 27 acres 1.5 mil loan amount in b/c of comps in area
7.                   22 instead of 24 months of self-employment history - got consideration for a realtor who previously was just renting out his duplex to still qualify for bank statement loan
8.                   Was able to fund a rural property due to comps in the area
 
Below are a few highlights of the programs we offer….
 
1.           P&L Only Program *may not require any bank statements
2.           1099 Only Program
3.           55% DTI Programs
4.           *Non-Warrantable Condos up to 80% (65% NY) – up to 100% Investor Concentration
5.           ITIN Program for Clients without a SSN
6.           Bank Statements – Personal or Business
7.           Investment Properties (No DSCR)
8.           2 Yr Seasoning for BK/Foreclosure/Short Sale
9.           Mortgage can be 1 x 30 in the last 12 months
10.         Asset Qualifier – eligible assets lower of $1,000,000 or 150% of the loan balance
 
Joseph Failla
FAILLA FUNDING
Office: (718) 966-6760
Mobile: (917) 294-1506
Web Site: FAILLA.COM

THIS MAIL OR ADVERTISEMENT, HAS BEEN PREPARED FOR THE SOLE PURPOSE OF DISCUSSING FINANCING OPTIONS. THIS IS NOT A COMMITMENT OR OFFER TO PROVIDE ANY FINANCING
WHETHER DESCRIBED HEREIN OR OTHERWISE. # 40506
Registered mortgage Broker. NYS Department of Financial Services. Loans arranged with third party providers.

 

NON-WARRANTABLE CONDO'S IN NEW YORK, UP TO 65% LTV & 100% INVESTOR CONCENTRATION!

                           That is just one of the special scenarios that we can fund in NY!. 

Here are a few of our highlights…

1.                    When having multiple borrowers, we use the highest wage earner’s middle score, rather than the lower of the two middle FICOs.

2.                    We can go up to 55% DTI on our loans.

3.                    We can get up to 90% on bank statement loans with 740+ FICO

4.                    We can do loans for borrowers without socials who have an ITIN number, and we don’t ask for proof of entry like a visa.

5.                    We can do non warrantable condos up to 80% LTV.

6.                    We can look at business OR personal for bank statement loans, and can go down to a 10% expense ratio with a CPA justification.

7.                    We can do a P&L loan for DSCR clients and get them a lower rate / higher LTV.

 

Here are some of our most recent fundings that some of my competitors were not able to do.

1.                    Cash out consideration for 699 FICO, 80% LTV

2.                    Purchase consideration for 85% LTV, 699 credit score

3.                    Foreclosure consideration: 12 months - max LTV 70% MIN FICO660 Purchase only

4.                    Received a consideration on a 38 Acre property due to great comps, Income and 60% LTV.

5.                    Consideration for 90% LTV 740 FICO purchase deal

6.                    Consideration for 27 acres 1.5 mil loan amount in b/c of comps in area

7.                    22 instead of 24 months of self-employment history - got consideration for a realtor who previously was just renting out his duplex to still qualify for bank statement loan

8.                    Was able to fund a rural property due to comps in the area

 

Below are a few highlights of the programs we offer….

 

1.            P&L Only Program *may not require any bank statements

2.            1099 Only Program

3.            55% DTI Programs

4.            *Non-Warrantable Condos up to 80% (65% NY) – up to 100% Investor Concentration

5.            ITIN Program for Clients without a SSN

6.            Bank Statements – Personal or Business

7.            Investment Properties (No DSCR)

8.            2 Yr Seasoning for BK/Foreclosure/Short Sale

9.            Mortgage can be 1 x 30 in the last 12 months

10.          Asset Qualifier – eligible assets lower of $1,000,000 or 150% of the loan balance

 

Joseph Failla

FAILLA FUNDING

Office: (718) 966-6760

Mobile: (917) 294-1506

Web Site: FAILLA.COM

 

THIS MAIL OR ADVERTISEMENT, HAS BEEN PREPARED FOR THE SOLE PURPOSE OF DISCUSSING FINANCING OPTIONS. THIS IS NOT A COMMITMENT OR OFFER TO PROVIDE ANY FINANCING

WHETHER DESCRIBED HEREIN OR OTHERWISE. # 40506

Registered mortgage Broker. NYS Department of Financial Services. Loans arranged with third party providers.

 

 

 

Keywords: DSCR Mortgages, Real Estate Funding, Loan, Loans, Money, Money Loan, Money Loans, Fix and Flip, Flip, Mortgage, Financing, Merchant, Merchant Cash Advance, Merchant Services, Merchant Account, Commercial, Commercial Finance, Business Loan, Personal Loan, Personal Loans, Cash flow Business Loan, Cash Flow Business Loans, Consolidation Loans, Equipment Finance, Business Loans, Bank Statement Loans, Direct Lender, Rehab, Broker, Private Money, Credit, Line of Credit, Credit Line, Bad Credit, Hardmoney, Properties, Bad Credit Business Loan, Bad Credit Business Loans, Inquiry, Inquiries, Inquiry Removal, Credit Card, Credit Cards, Credit Card Funding, Working Capital, Business, Funding, Business Funding, Cash, Investor, For Sale, Money Loan, Commercial Finance, Business Funding, Cash Advance, Credit Enhancement, Credit Repair, Hard Money, Hard Money Loan, Hard Money Loans, Investments, Apartment buildings, New Construction, SBA Loans, Hotels, Betting, Sports Betting, Investment, Raise Capital, Raise Funding, Startup Funding, Small Business Administration, SBA, Start Up Funding, Grants, Realtor, Real Estate Agent, Trading, Trader, Bitcoin, Cannabis, Payroll, Accounting, Business Plan, Bookkeeping, Bookkeeper, Mixed Use, Same Day Business Loans, Tax, taxes, Accountant, CPA, Private Money, Stocks, Stock Options, Cryptocurrency, Income, Stated Income, Developer, Developers, Rentals, Luxury, Luxury Homes, Landlord, Landlords, Residential, Short Sales, 1sts, 2nds, 2nd, Quick Close, Foreclosures, Pre-foreclosures, foreclosure, Reo, Multi-Family, Mixed-Use, Multi Family, 203k , FHA, Fannie, Freddie, Ginnie loans, Down Payment Assistance, Ground Up Construction Loans, and More >

 

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We buy houses, I buy houses, Sell that house, Buy my house, Las Vegas, NV, Nevada, metropolitan, valley, Real Estate, Buy house, sell my house, Sell house, little equity, foreclosure, repairs, as is, handyman special, flip, wholesale, sold as is, estate sale, retail, rent, cash home buyer, ugly house, ugly or not, sell quick, fast, quickly, quit claim deed, retire, retiring, as-is, as is, relocation, relocating, special warranty deed, TLC, 3 days, 4 day, 7 day, 10 day close now, divorce, job loss, probate, inherited, structural issues, price change, job transfer, behind in payments, behind on taxes, default, catch up my payments, Cash offer, quick close, flashlight, close fast, bank, code, violations, OBO, any condition, close quickly, bad tenants, want out, deeply discounted, moving, moved, built in equity, invest in real estate, private, investor, investors, investor's, electric, plumber, drywall, mechanic, handy, skill, specialist, welcomed, lets build a great community, site built, development, build your own home, mobile home, manufactured home, modular home, own your own home, low price mobile homes, for rent, contract for deed, motivated seller, distressed seller, single family home, coffee county, lease purchase, rent to own, lease, for sale, manufactured homes, modular, trailers, financing, housing, land, doublewide, singlewide, country, park, trees, lot, lots, for sale, Timeshare, Beaches, Resort, Getaways, Rental, Sailing, Fishing, Boating, Travel, Vacations, Tropical, 1st Time Investors, First time investors, or Experienced, Appraisers, Architects, Builders & Developers, Cash Buyers, Contractor, Handyman, For Sale by Owner, FSBO, Wholesale, Inspector, Motivated Seller, Anxious, Flexible, Pre-Foreclosure, Probate, Property Management, Real Estate Attorney, Tax Liens, Title Company, Hard Money Lender, Trustee, no FHA, Foreclosure, Short Sale, Family & Friends Referrals, Fix & Flip, Rehab, Lien Abatement, Buy & Hold, Rental, Commercial, Multi Family, Mixed Use >

 

Investor, wholesale, wholesaler, motivated seller, need to sell, must sell, cash buyer, fixer upper, investment, cheap, flip, repairs, equity, profit, rental, pre-foreclosure, foreclosure, cash, pre-foreclosure, reo, real estate, real estate wanted, sell fast, flip, bankruptcy, seller motivated, rental, sell my home quickly, fix and flip, probate, investor special, contractor special, foundation, foundation problems, foundation issues, foundation repairs, motivated, flipping, rehab, ugly homes, distressed property, renovate, renovation, opportunity, below market, tenant, do not disturb tenant, handyman special, distressed, condemned, cash buyer, wholesale, investment, fixer-upper, tlc, mortgage broker, mortgage loan broker, mortgage brokers, loan broker, local loan officer, local mortgage brokers, commercial mortgage broker, desi mortgage brokers, commercial loan broker, commercial loan officer, commercial loans, commercial financing, commercial bridge loan, commercial property, 30 year fixed hard money loan, 30 year fixed commercial loan, private lender, private lenders, private loans, private mortgage, private lending, hard money loans, hard money lenders, hard money lenders in socal norcal, california, ca, local private lender, private investors, hard money investor, no doc, no doc loans, nodoc, no-doc, no doc rehab loans, no income, no income verification, no income doc, no tax returns, no credit, bad credit, poor credit, home equity with bad credit, second mortgage with bad credit, no fico, no score, 500 credit score, 500 fico, sub 500 fico, sub 600 credit score, fix n flip, fix and flip, fix & flip, fix&flip, fix flip, node fix flip, nodc rehab, rehab loan, rehab mortgage, home equity, heloc, 2nd mtg, second mtg, asset based, equity based, arv loan, arv loans, arv mortgage, no appraisal, no up front fee, no fee, alt doc, alt doc loans, alt doc mortgage, non qm mortgage, non qm loans, non qm, non prime mortgage, non prime loans, subprime mortgage, subprime loans, subprime lending, subprime lenders, 100% ltv loan, 95% ltv loan, 90% ltv loan, 90 pct, 85% ltv loan, 80% ltv loan, 80 pct, 75% ltv loan, 70% ltv loan, 3.5% down, 5% down, 10% down, 10 pct, 15% down, 20% down, 20 pct, 25% down, zero down, no money down, 100% financing private hard money, seller financing, seller carry, 100 percent commercial mortgage, brrrr financing method, mixed use, mixeduse, mixed-use, mixuse, use mixto, multifamily, multi-family, mulitifamily, multifamiliar, multifamily 5+ units, mixed use, auto repair service, warehouse, retail, office, storage, mobile home parks, rv mobile home parks, bars & restaurants, day care centers, hotels, light industrial, funeral homes, medical office, etc. great investment, arv, after repair, fix and flipper, buy and hold landlord, buy & hold, bird dog, we buy houses, buy my house, wholesaling houses, house flipping, wholesales, flip, rehab, inherited, divorce, passed away, deceased, probate, heir, heirs, motivated, multi-unit, duplex, triplex, fourplex, apartment, cash flow, profit, good deal, repair, junker, fire damaged, mold damaged, vandalized, uninsured, fixer, cash investor, investment, fsbo, seller financing, seller carry, owner financing, owner carry, rent to own, rto, lease option, lease purchase, repaired, no bank qualifying, easy payment, bank-owned, bank owned, below market, buy and flip, own land, fix and flip loans, residential real estate investors, interest rates, purchase, refinance, cash-out loans, 100% fix and flip financing, funding, hard money, bridge loans, mortgage, cash out

DID YOU GET TURNED DOWN FOR A MORTGAGE BECAUSE OF THIS?

 

DID YOU GET TURNED DOWN FOR A MORTGAGE BECAUSE OF THIS?

Here are a few of our highlights…

1.                    When having multiple borrowers, we use the highest wage earner’s middle score, rather than the lower of the two middle FICOs.

2.                    We can go up to 55% DTI on our loans.

3.                    We can get up to 90% on bank statement loans with 740+ FICO

4.                    We can do loans for borrowers without socials who have an ITIN number, and we don’t ask for proof of entry like a visa.

5.                    We can do non warrantable condos up to 80% LTV.

6.                    We can look at business OR personal for bank statement loans, and can go down to a 10% expense ratio with a CPA justification.

7.                    We can do a P&L loan for DSCR clients and get them a lower rate / higher LTV.

 

Here are some of our most recent fundings that some of my competitors were not able to do.

1.                    Cash out consideration for 699 FICO, 80% LTV

2.                    Purchase consideration for 85% LTV, 699 credit score

3.                    Foreclosure consideration: 12 months - max LTV 70% MIN FICO660 Purchase only

4.                    Received a consideration on a 38 Acre property due to great comps, Income and 60% LTV.

5.                    Consideration for 90% LTV 740 FICO purchase deal

6.                    Consideration for 27 acres 1.5 mil loan amount in b/c of comps in area

7.                    22 instead of 24 months of self-employment history - got consideration for a realtor who previously was just renting out his duplex to still qualify for bank statement loan

8.                    Was able to fund a rural property due to comps in the area

 

Below are a few highlights of the programs we offer….

 

1.            P&L Only Program *may not require any bank statements

2.            1099 Only Program

3.            55% DTI Programs

4.            *Non-Warrantable Condos up to 80% (65% NY) – up to 100% Investor Concentration

5.            ITIN Program for Clients without a SSN

6.            Bank Statements – Personal or Business

7.            Investment Properties (No DSCR)

8.            2 Yr Seasoning for BK/Foreclosure/Short Sale

9.            Mortgage can be 1 x 30 in the last 12 months

10.          Asset Qualifier – eligible assets lower of $1,000,000 or 150% of the loan balance

 

Joseph Failla

FAILLA FUNDING

Office: (718) 966-6760

Mobile: (917) 294-1506

Web Site: FAILLA.COM

 

THIS MAIL OR ADVERTISEMENT, HAS BEEN PREPARED FOR THE SOLE PURPOSE OF DISCUSSING FINANCING OPTIONS. THIS IS NOT A COMMITMENT OR OFFER TO PROVIDE ANY FINANCING

WHETHER DESCRIBED HEREIN OR OTHERWISE. # 40506

Registered mortgage Broker. NYS Department of Financial Services. Loans arranged with third party providers.

 

 

 

Keywords: DSCR Mortgages, Real Estate Funding, Loan, Loans, Money, Money Loan, Money Loans, Fix and Flip, Flip, Mortgage, Financing, Merchant, Merchant Cash Advance, Merchant Services, Merchant Account, Commercial, Commercial Finance, Business Loan, Personal Loan, Personal Loans, Cash flow Business Loan, Cash Flow Business Loans, Consolidation Loans, Equipment Finance, Business Loans, Bank Statement Loans, Direct Lender, Rehab, Broker, Private Money, Credit, Line of Credit, Credit Line, Bad Credit, Hardmoney, Properties, Bad Credit Business Loan, Bad Credit Business Loans, Inquiry, Inquiries, Inquiry Removal, Credit Card, Credit Cards, Credit Card Funding, Working Capital, Business, Funding, Business Funding, Cash, Investor, For Sale, Money Loan, Commercial Finance, Business Funding, Cash Advance, Credit Enhancement, Credit Repair, Hard Money, Hard Money Loan, Hard Money Loans, Investments, Apartment buildings, New Construction, SBA Loans, Hotels, Betting, Sports Betting, Investment, Raise Capital, Raise Funding, Startup Funding, Small Business Administration, SBA, Start Up Funding, Grants, Realtor, Real Estate Agent, Trading, Trader, Bitcoin, Cannabis, Payroll, Accounting, Business Plan, Bookkeeping, Bookkeeper, Mixed Use, Same Day Business Loans, Tax, taxes, Accountant, CPA, Private Money, Stocks, Stock Options, Cryptocurrency, Income, Stated Income, Developer, Developers, Rentals, Luxury, Luxury Homes, Landlord, Landlords, Residential, Short Sales, 1sts, 2nds, 2nd, Quick Close, Foreclosures, Pre-foreclosures, foreclosure, Reo, Multi-Family, Mixed-Use, Multi Family, 203k , FHA, Fannie, Freddie, Ginnie loans, Down Payment Assistance, Ground Up Construction Loans, and More >

 

Investor, wholesale, wholesaler, motivated seller, need to sell, must sell, cash buyer, fixer upper, investment, cheap, flip, repairs, equity, profit, rental, pre-foreclosure, foreclosure, cash, pre-foreclosure, REO, real estate, real estate wanted, sell fast, flip, bankruptcy, seller motivated, rental, sell my home quickly, fix and flip, probate, investor special, contractor special, foundation, foundation problems, foundation issues, foundation repairs, motivated, flipping, rehab, ugly homes, distressed property, renovate, renovation, opportunity, below market, tenant, do not disturb tenant, handyman special, distressed, condemned, cash buyer, wholesale, investment, fixer-upper, great investment, ARV, after repair, fix and flipper, buy and hold landlord, buy & hold, wholesaling houses, house flipping, wholesales, flip, rehab, inherited, passed away, deceased, probate, heir, heirs, motivated, multi-unit, duplex, triplex, fourplex, apartment, cash flow, profit, good deal, repair, junker, fire damaged, mold damaged, vandalized, uninsured, fixer, cash investor, investment, FSBO, seller financing, seller carry, owner financing, owner carry, rent to own, RTO, lease option, lease purchase, repaired, no bank qualifying, easy payment, bank-owned, bank owned, below market, >

 

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THINGS WE DO THAT BANKS DON'T DO IN NEW YORK!

THINGS WE DO THAT BANKS DON'T DO IN NEW YORK!

Here are a few of our highlights…
1. When having multiple borrowers, we use the highest wage earner’s middle score, rather than the lower of the two middle FICOs.
2. We can go up to 55% DTI on our loans.
3. We can get up to 90% on bank statement loans with 740+ FICO
4. We can do loans for borrowers without socials who have an ITIN number, and we don’t ask for proof of entry like a visa.
5. We can do non warrantable condos up to 80% LTV.
6. We can look at business OR personal for bank statement loans, and can go down to a 10% expense ratio with a CPA justification.
7. We can do a P&L loan for DSCR clients and get them a lower rate / higher LTV.

Here are some of our most recent fundings that some of my competitors were not able to do.
1. Cash out consideration for 699 FICO, 80% LTV
2. Purchase consideration for 85% LTV, 699 credit score
3. Foreclosure consideration: 12 months - max LTV 70% MIN FICO660 Purchase only
4. Received a consideration on a 38 Acre property due to great comps, Income and 60% LTV.
5. Consideration for 90% LTV 740 FICO purchase deal
6. Consideration for 27 acres 1.5 mil loan amount in b/c of comps in area
7. 22 instead of 24 months of self-employment history - got consideration for a realtor who previously was just renting out his duplex to still qualify for bank statement loan
8. Was able to fund a rural property due to comps in the area

Below are a few highlights of the programs we offer….

1. P&L Only Program *may not require any bank statements
2. 1099 Only Program
3. 55% DTI Programs
4. *Non-Warrantable Condos up to 80% (65% NY) – up to 100% Investor Concentration
5. ITIN Program for Clients without a SSN
6. Bank Statements – Personal or Business
7. Investment Properties (No DSCR)
8. 2 Yr Seasoning for BK/Foreclosure/Short Sale
9. Mortgage can be 1 x 30 in the last 12 months
10. Asset Qualifier – eligible assets lower of $1,000,000 or 150% of the loan balance

Joseph Failla
FAILLA FUNDING
Office: (718) 966-6760
Mobile: (917) 294-1506
Web Site: FAILLA.COM

THIS MAIL OR ADVERTISEMENT, HAS BEEN PREPARED FOR THE SOLE PURPOSE OF DISCUSSING FINANCING OPTIONS. THIS IS NOT A COMMITMENT OR OFFER TO PROVIDE ANY FINANCING
WHETHER DESCRIBED HEREIN OR OTHERWISE. # 40506
Registered mortgage Broker. NYS Department of Financial Services. Loans arranged with third party providers.

THERE IS NO SUBSTITUTE FOR OUR 30 YEARS OF MORTGAGE EXPERIENCE!!

We have been providing all types of mortgages and loans since 1988!

Don't waste your time and money with inexperienced scripted sales agents.

Let us earn your business and get you a mortgage that fits your needs.

You can call or visit us at www.failla.com

I am looking forward to speaking with you.

Joseph

FAILLA FUNDING

917 294 1506

Web: www.failla.com

BANK TURNED YOU DOWN THEN GET BACK UP WITH FAILLA FUNDING!

 BANK TURNED YOU DOWN THEN GET BACK UP WITH FAILLA FUNDING!

CASH OUT, BUY OR REFINANCE RE WITH NO PERSONAL OR BUSINESS INCOME! (NATIONWIDE)

Thats right, now you can buy investor real estate without stating or proving your income!

All types of real estate is considered.

Can buy in personal or corporation.

We also have a program, if property needs work.

Call us for free consultation.

We have 30 plus years in renovation and investor funding experience.

Call Joe for a free review. 917 294 1506

We' are seeking $100k to $3MM + loans for:

Fix-n-flip,

Bridge

Long-term loans (30 year fixed)

Investment property types: Single Unit, 2-4 unit, 5-10+ unit multifamily, townhomes, and condos.

If you want to renovate a property for resale or to hold, as far as leverage is concerned funding can be.

Up to 80% of the PP/Value w/o Rehab or with Rehab 85% of the PP and 100% of Rehab Holdback.

We will need:

The loan scenario

The property address.

Your Middle FICO

The current value

The after-renovation value.

Number of transactions you completed with addresses.

Joseph Failla

FAILLA FUNDING

Phone: (917) 294-1506

THIS MAIL OR ADVERTISEMENT, HAS BEEN PREPARED FOR THE SOLE PURPOSE OF DISCUSSING FINANCING OPTIONS. THIS IS NOT A COMMITMENT OR OFFER TO PROVIDE ANY FINANCING

WHETHER DESCRIBED HEREIN OR OTHERWISE. # 40506

Registered mortgage Broker.

NYS Department of Financial Services.

Loans arranged with third party providers.